In my current state of financial distress, I wouldn't be able to put a pack of underwear on layaway! I'll give it a year though and see what happens.
Been there. I'm using this opportunity to help rebuild my credit. As long as I don't hurt myself and miss a bunch of work and dig a hole.
I took it out for a little bit today. I met some Jeep guys at an off road park and decided to get there early so I can ride it before the Jeep ride. It rained the night before and it the clay soil was SLIPPERY. I wrecked twice, both times going uphill. One of them really scared the daylights out of me. But I am very happy with the bike. Going form my old 93 Kawasaki KLX650R to this bike, is like a 73 Plymouth Fury vs. a new Ferrari. It's only new once. It already has some battle scars.